Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing or using ZynPay ("the Service"), a product of Zyntria Labs, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

These Terms apply to all users of the Service, including merchants, developers, and end users who interact with ZynPay-enabled applications.

2. Description of Service

ZynPay is a decentralized payment SDK and smart contract router that enables merchants to accept USDC (USD Coin) payments through web3 wallets such as MetaMask. The Service operates on blockchain networks including Base Sepolia (testnet) and Arc Testnet, with mainnet support planned.

ZynPay provides software development kits (SDKs) for TypeScript/JavaScript and Python, along with smart contract infrastructure for processing cryptocurrency payments.

3. Eligibility and Account Requirements

To use ZynPay, you must:

  • Be at least 18 years old or the age of majority in your jurisdiction
  • Have the legal capacity to enter into binding agreements
  • Comply with all applicable laws and regulations in your jurisdiction
  • Not be prohibited from using the Service under applicable laws
  • Maintain the security of your wallet and private keys

4. Use of the Service

4.1 Permitted Use

You may use ZynPay to:

  • Integrate cryptocurrency payment functionality into your applications
  • Accept USDC payments from customers
  • Access and use the SDKs and documentation provided
  • Test integrations on supported testnet networks

4.2 Prohibited Activities

You agree NOT to:

  • Use the Service for any illegal purpose or in violation of any laws
  • Engage in money laundering, terrorist financing, or other financial crimes
  • Use the Service to facilitate fraud, scams, or deceptive practices
  • Reverse engineer, decompile, or disassemble the Service or SDKs
  • Interfere with or disrupt the Service or networks connected to the Service
  • Use the Service to transmit viruses, malware, or other harmful code
  • Impersonate any person or entity or misrepresent your affiliation
  • Use the Service in any way that could damage, disable, or impair the Service

5. Blockchain and Cryptocurrency Risks

IMPORTANT: Using ZynPay involves significant risks related to blockchain technology and cryptocurrencies. You acknowledge and agree that:

  • Irreversible Transactions: Cryptocurrency transactions are irreversible. Once confirmed on the blockchain, transactions cannot be reversed or cancelled.
  • Private Key Security: You are solely responsible for securing your wallet and private keys. Loss of private keys results in permanent loss of funds.
  • Network Risks: Blockchain networks may experience congestion, forks, or other issues that could affect transactions.
  • Smart Contract Risks: Smart contracts are immutable and may contain bugs or vulnerabilities that could result in loss of funds.
  • Regulatory Risks: Cryptocurrency regulations vary by jurisdiction and may change, potentially affecting your use of the Service.
  • Volatility: Cryptocurrency values are highly volatile and may fluctuate significantly.
  • No Insurance: Cryptocurrency transactions are not insured by any government or private insurance program.

6. Testnet and Mainnet

ZynPay currently operates on testnet networks (Base Sepolia and Arc Testnet). Testnet tokens have no monetary value and are for testing purposes only.

When mainnet support is available, you acknowledge that mainnet transactions involve real cryptocurrency with real value. You are solely responsible for ensuring you understand the differences between testnet and mainnet before using mainnet services.

7. Intellectual Property

The Service, including all SDKs, documentation, software, code, designs, logos, and trademarks, is owned by Zyntria Labs and protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the SDKs and documentation solely for the purpose of integrating ZynPay into your applications.

You may not copy, modify, distribute, sell, or lease any part of the Service without express written permission from Zyntria Labs.

8. Disclaimers and Limitation of Liability

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Zyntria Labs does not warrant that the Service will be uninterrupted, error-free, or secure. The Service may be subject to delays, failures, or other issues inherent in blockchain technology.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ZYNTRIALABS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.

Zyntria Labs is not responsible for any losses resulting from:

  • User error, including sending funds to incorrect addresses
  • Loss or theft of private keys or wallet credentials
  • Smart contract bugs or vulnerabilities
  • Blockchain network issues or failures
  • Regulatory actions or changes in applicable laws
  • Third-party services or applications integrated with ZynPay

9. Indemnification

You agree to indemnify, defend, and hold harmless Zyntria Labs, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any applicable laws or regulations
  • Your infringement of any third-party rights
  • Any transactions processed through your integration of ZynPay

10. Compliance and Regulatory Requirements

You are solely responsible for ensuring your use of ZynPay complies with all applicable laws and regulations in your jurisdiction, including but not limited to:

  • Anti-money laundering (AML) laws
  • Know Your Customer (KYC) requirements
  • Financial services regulations
  • Data protection and privacy laws
  • Tax obligations
  • Sanctions and embargo restrictions

Zyntria Labs does not provide legal, tax, or financial advice. You should consult with qualified professionals regarding your specific compliance obligations.

11. Modifications to the Service

Zyntria Labs reserves the right to modify, suspend, or discontinue the Service at any time, with or without notice. We may update the SDKs, change supported networks, or modify features. You are responsible for keeping your integration up to date with the latest versions.

12. Changes to Terms

Zyntria Labs reserves the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the modified Terms.

13. Termination

Zyntria Labs may terminate or suspend your access to the Service immediately, without prior notice, for any breach of these Terms or for any other reason we deem necessary.

You may stop using the Service at any time. Upon termination, your right to use the Service will immediately cease.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

Any disputes arising from or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization], except where prohibited by law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms constitute the entire agreement between you and Zyntria Labs regarding the use of the Service and supersede all prior agreements and understandings.

17. Contact Information

If you have any questions about these Terms, please contact us: